Dental Financing

  • We offer CareCredit and Sunbit financing with no down payment, no annual fee, and no prepayment penalty.
  • We accept cash, check, and most major credit cards.
  • An in-office membership program is available for families without dental insurance.
  • We discuss costs with you before treatment begins, every time.
  • We never want cost to stand in the way of your child’s care.

Ready to Schedule Your Child’s Appointment?

Most Major Insurance Accepted

Even with solid dental insurance, out-of-pocket costs for pediatric dental procedures can add up quickly. Fillings, crowns, and more involved treatments often come with expenses families weren’t expecting, and for many parents, cost becomes the reason care gets put off. That delay can turn something manageable into something far more involved, and we’d rather help you avoid it altogether.


At SoCal Pediatric Dentistry in Torrance, we never want financial concerns to stand between your child and the care they need. Our pediatric dental services are designed to be as accessible as possible, which means offering families flexible, transparent payment options that fit real budgets. We go over costs with you before any treatment begins, so there are no day-of surprises, ever.

Pediatric dentist using a dental mirror to examine the teeth of a young boy during a routine checkup

Financing Options We Offer at SoCal Pediatric Dentistry

For families who need flexibility, we offer CareCredit and Sunbit as healthcare financing solutions. Both are designed to help manage the cost of dental care without putting off treatment while you figure out the finances. We can walk you through either option and help you complete an application right here in the office. Here is what both plans offer:

No down payment

You can get started without an upfront payment.

No annual fee

There are no recurring fees associated with either plan.

No prepayment penalty

You can pay your balance off early at any time without penalty.

Interest-free financing

Both CareCredit and Sunbit offer interest-free healthcare financing terms.

If you have questions about whether financing makes sense for your situation, we’re happy to walk you through all available options before you make any decisions. There’s no pressure and no commitment until you’re ready. Many families find that breaking treatment costs into manageable monthly payments makes it much easier to move forward with recommended care rather than delaying it, and both CareCredit and Sunbit are designed with exactly that flexibility in mind.

Understanding Pediatric Dental Sealants

Little-Girl-Image

Lorem ipsum dolor sit amet consectetur. Habitant aenean in sodales ornare justo. Ultrices malesuada sit cursus pellentesque maecenas eu ultricies a ut. Lacus elementum quis venenatis laoreet quam justo nibh dui. Et justo amet non scelerisque fermentum eget enim ultrices sit. Arcu in id velit sed urna cum integer tempus. Netus viverra id mauris cursus sit non commodo enim. Pretium aliquet pharetra egestas lobortis.

Pulvinar porttitor feugiat sed congue. Sagittis quam congue arcu ac nibh amet. Diam morbi amet magna morbi nisl. Condimentum porta congue mauris viverra felis integer bibendum bibendum. Diam sed id et rhoncus sagittis vivamus. Eget arcu eu eget integer. Amet sed fusce nisi arcu. Nibh.

Little boy showing his teeth to a doctor

Additional Payment Options Available

For families who prefer to pay directly, we accept cash, check, and most major credit cards. Payment is due at the time of service, and we always discuss costs before treatment begins so you know exactly what to expect when you arrive.

Our In-Office Membership Program

For families without dental insurance or with out-of-network coverage, we offer an in-office membership program. According to the CDC, children without dental insurance visit the dentist at significantly lower rates than those with insurance, a gap that often leads to more severe dental issues down the road. Our membership program is our way of helping uninsured families keep preventive care affordable, consistent, and within reach. 

 

The program covers routine preventive visits and provides families with a predictable, manageable cost for the year, so there are no surprises or barriers to keeping your child’s care on track. Contact our office to learn more about how the program works and whether it might be a good fit for your family.

Why Families Choose SoCal Pediatric Dentistry

Choosing the right dental home for your child means finding a team that not only provides excellent clinical care but also makes it easy to afford and understand. At SoCal Pediatric Dentistry, we work hard to be both. We're upfront about costs, proactive about reviewing your options, and committed to ensuring financial questions never get in the way of your child receiving the care they deserve.

We also understand that dental needs don't always come with advance notice. If your child needs urgent attention, our emergency pediatric dental team is available to help, and we'll always address payment options at that time as well. Every family's situation is different, and we approach each one with the same level of care and transparency we'd want for our own.

Affordable Care for Every Family at SoCal Pediatric Dentistry

Dr. Brianne Hama, a Board-Certified Diplomate of the American Board of Pediatric Dentistry with training at UCSD, USC, and the NYU College of Dentistry, built SoCal Pediatric Dentistry around one goal: giving children a dental home where they feel comfortable and parents feel informed. With hands-on experience treating children from infancy through adolescence, including those with special needs, Dr. Bri brings genuine care and clinical excellence to every visit.

We understand cost is a sensitive topic, and we never want financial concerns to delay your child's care. If you have questions about financing, our membership program, or anything else before your visit, please contact our office, and we'll be in touch as soon as possible.